As we head into 2025, being informed about bank holidays is crucial for the smooth running of your monetary plans. Holidays in India are subject to the Reserve Bank of India (RBI) and it is different across states and districts which reflects the country’s cultural and religious diversity. The text here contains detailed information about bank holidays in 2025 which can help you to be ready.
National Bank Holidays
The banks all around India celebrate national holidays to remain in sync with each other. Here are the main national holidays in 2025:
- January 26 (Sunday) – Republic Day
- August 15 (Friday) – Independence Day
- October 2 (Thursday) – Gandhi Jayanti
- December 25 (Thursday) – Christmas
State-Specific and Regional Holidays
India’s diversity of cultures guarantees that special holidays are celebrated in only some particular states. Here are a few state-specific holidays in January 2025:
- January 1 (Wednesday): New Year’s Day/Loosong/Namsoong – Banks closed in Aizawl, Chennai, Gangtok, Imphal, Itanagar, Kohima, Kolkata, and Shillong.
- January 6 (Monday): Sri Guru Gobind Singh’s Birthday – Banks closed in Chandigarh.
- January 14 (Tuesday): Makar Sankranti/Uttarayana Punyakala/Pongal/Maghe Sankranti/Magh Bihu/Birthday of Hazarat Ali – Banks closed in Ahmedabad, Bengaluru, Bhubaneswar, Chennai, Gangtok, Guwahati, Hyderabad, Itanagar, Kanpur, and Lucknow.
- January 15 (Wednesday): Thiruvalluvar Day – Banks closed in Chennai.
- January 16 (Thursday): Uzhavar Thirunal – Banks will be closed in Chennai.
- January 23 (Thursday): Birthday of Netaji Subhas Chandra Bose/Vir Surendrasai Jayanti – Banks in Agartala, Bhubaneswar, and Kolkata are going to be closed.
For the entire listing of state-wise holidays for 2025, it is essential to verify with your local bank branch or the RBI’s official website.
Weekend Closures
Besides the above, the banks of the Bharat remain closed on the second and fourth Saturdays of every month, and all Sundays. The initiative of the RBI (Reserve Bank of India) in the year 2015 was for uniformity in banking working days across the country.
Using Online Banking to Bridge the Gap
When the branches are locked, people will still be able to use online banking to carry out vital operations. Mobile and internet banking applications make accountable for:
- Fund transfers via NEFT, RTGS, or IMPS
- Bill payments
- Checking account balances
- Applying for loans and credit cards
These services are up and running 24/7, giving you instant access to your financial needs.
Tips for Managing Bank Holidays
- Plan Ahead: Make your plans according to the calendar by doing most of your transactions like check clearances, cash deposits, and loan approvals well before any holiday.
- Stay Updated: Look at the RBI’s official website or ask the bank for their holiday schedule with the most precise information.
- Leverage ATMs and Digital Platforms: Utilize online banking to meet your holiday needs, such as cashing out and cashing in the money. ATM is used for getting money during holidays as well
